Working Capital is any form of capital that can be used to handle all expenses within your business - including those that deplete cash reserves. The most common forms of working capital
are short term loans and long term loans.
Term loan is a common form of long term business funding. You get a lump some of cash upfront to invest in your business and repay with interest over a predetermined time period. Best for businesses looking to expand that have good credit and strong business revenue. Offers fast funding typically within 2 days to a week.
Get a lump sum amount of cash to invest in business.
Borrow higher amounts
Get funding in 2 - 7 days
May require some type of collateral
Businesses looking to grow
Business owners with better credit and consistent business who can’t wait for funding